Investment Portfolios

At Brook Capital our first priority is to make sure our clients are on track toward achieving their goals. Starting from the overall plan, we offer various investment services based upon needs and suitability. These investment services may include IRAs, 401(k)s, Education Plans, standard investment accounts, personal trading accounts, and annuities. We may also include more advanced investment vehicles for the sophisticated investor. Within the selected investment platforms, we focus on a core group of internally managed portfolios to service our clients according to their risk tolerance and investment objectives.

Investment Philosophies
Some standard investment philosophies include buy and hold investing, diversifying into different asset classes, and regular re-balancing. These strategies have generally been successful over long periods of time, and we provide portfolio offerings that follow this diversified strategic methodology. However, we realize that short term volatility as experienced in the 2000-2002 and 2007-2009 periods have shown that this strategy alone may cause painful drops in portfolios. Therefore we also provide portfolio offerings that follow a more tactical approach to adapt to market volatility, including adjusting holdings to attempt to reduce overall portfolio risk in severe market downturns. Regardless of the approach, we utilize analysis and a logical, systematic approach to investing.

Short Term Fixed Income
Objective: Interest income attempting to keep up with inflation
Investments: Conservative bond funds, including short term and floating rate options
Trading: Not active, but shifts are occasionally made when appropriate
Philosophy: This portfolio is intended for funds that may be needed in the shorter term.

Long Term Fixed Income
Objective: Conservative growth through interest income
Investments: Longer term bond funds
Trading: Not active, but shifts are occasionally made when appropriate
Philosophy: This portfolio is intended for longer term investments that are desired to be more conservative.

Long Term Tax Sensitive Fixed Income
Objective: Conservative growth through interest income while attempting to minimize tax effects
Investments: Longer term bond funds, with a focus on tax-sensitive options
Trading: Not active, but shifts are occasionally made when appropriate
Philosophy: This portfolio is intended for longer term investments that are desired to be more conservative that will also benefit from tax sensitivity.

High Yield
Objective: Interest income and potential capital appreciation
Investments: High yield bond funds and dividend paying equity funds, including utilities and real estate
Trading: Some active trading depending on yield opportunities
Philosophy: This portfolio is a moderate portfolio that looks at growth through interest and dividends.

Moderate Growth
Objective: Moderate capital appreciation
Investments: Funds can include bonds, U.S. and international equities, real estate, and commodities, with roughly 50% held in more conservative investments
Trading: Not active, but occasional rebalancing
Philosophy: This portfolio is intended to be a moderate and strategically-diversified portfolio. Rebalancing will attempt to assist in taking the gains from better performing funds and increasing investments in funds trading at a discount.

Growth
Objective: Capital appreciation
Investments: Funds can include bonds, U.S. and international equities, real estate, and commodities, with the majority in more aggressive equity instruments
Trading: Not active, but occasional rebalancing
Philosophy: This portfolio is intended to be an aggressive and strategically-diversified portfolio. Rebalancing will attempt to assist in taking the gains from better performing funds and increasing investments in funds trading at a discount.

Dynamic Moderate
Objective: Moderate capital appreciation
Investments: Funds can include bonds, U.S. and international equities, real estate, and commodities, often selected from more narrow market sectors. Roughly 40% of the portfolio will remain in more conservative investments.
Trading: Regular trading based on medium to long term trends
Philosophy: This portfolio is intended to be moderate and tactically-driven. Investment decisions are based on technical analysis, and will shift with market conditions. Portfolio composition may vary significantly over time.

Dynamic Growth
Objective: Capital appreciation
Investments: Funds can include bonds, U.S. and international equities, real estate, and commodities, often selected from more narrow market sectors
Trading: Regular trading based on medium to long term trends
Philosophy: This portfolio is intended to be aggressive and tactically-driven. Investment decisions are based on technical analysis, and will shift with market conditions. Portfolio composition may vary significantly over time.

Long/Short
Objective: Maximum capital appreciation
Investments: Funds representing the market as a whole, including those designed to go up when the market is down, and cash
Trading: Potential for very frequent or infrequent trading, depending on market movements
Philosophy: This aggressive portfolio will attempt take advantage of the market ups and downs. Positions may be held for only a day or for over a year.

Important Information
An investor should carefully consider investment objectives, risks, charges and expense before investing in an Exchange Traded Fund (ETF) or Mutual Fund. This information and more complete information, including potential risks, is included in each prospectus, which can be obtained from hour financial professional, by calling 262-784-7205. Read the prospectus carefully before investing.

There is no certainty that any investment or strategy will be profitable or successful in achieving investment objectives.

Exchange traded funds and mutual funds are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. Past performance is no guarantee of future results.

There are unique potential risks associated with the specific asset classes that each exchange traded fund or mutual fund represents. Investments in smaller companies typically exhibit higher volatility. In addition to the normal risks associated with investing, narrowly focused investments typically exhibit higher volatility. REIT investments are subject to changes in economic conditions, credit risk and interest rate fluctuations. Bonds and bond funds will decrease in value as interest rates rise. Commodities markets have historically been extremely volatile. Inverse funds should lose money when their benchmark indexes rise—a result that is opposite from traditional mutual funds. Inverse funds also entail certain risks, including inverse correlation, leverage, market price variance and short sale risks.

Investments in foreign investments generally incur greater risks than domestic investments. International investments may involve risk of capital loss from unfavorable fluctuation in currency values, from differences in generally accepted accounting principles or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume.

Brook Capital is an independent investment advisory firm that provides personalized investment management services including portfolio management.

Past performance is no guarantee of future results.